Health score
100/100
Strong
90d inflow
BDT 0
Next 3 months
12m forecast
BDT 0
Current active book
Reinvestment efficiency
--
Reinvest capital + profit
Goal gap
BDT 0
On pace
Best scenario
Max return
Max return scenario
Scenario lab
| Mode | Allocated | Eff. ann. | Maturity posture | Risk | Tradeoff |
|---|---|---|---|---|---|
Max return Fully deployable | BDT 60,000 | 19.21% | 7.0m weighted term, moderate lock-up. | Risk posture stays inside current comfort bands. | Pushes harder for annualized return, but concentration pressure rises faster. |
Balanced Fully deployable | BDT 60,000 | 19.21% | 7.0m weighted term, moderate lock-up. | Risk posture stays inside current comfort bands. | Balances deployability, return quality, and concentration pressure most evenly. |
Safety-first Fully deployable | BDT 60,000 | 17.92% | 12.0m weighted term, moderate lock-up. | High platform concentration | Gives up some upside to keep protection and diversification cleaner. |
Liquidity-friendly Fully deployable | BDT 60,000 | 19.21% | 7.0m weighted term, moderate lock-up. | Risk posture stays inside current comfort bands. | Favors quicker capital recycling over the longest locked-up return lines. |
Health / signals
100
Portfolio health
Diversification
100
Platform and category concentration are staying inside comfort bands.
Liquidity balance
100
Duration ladder remains workable for capital recycling.
Impairment posture
100
Delayed and defaulted positions are not dominating the book.
Protection mix
100
Protected exposure is carrying a reasonable share of capital.
Cash efficiency
100
Returned cash is recycling efficiently.
Strongest positive
Diversification: Platform and category concentration are staying inside comfort bands.
Biggest drag
Cash efficiency: Returned cash is recycling efficiently.
Maturity balance
Near-term maturity ladder is light.
Idle cash efficiency
Returned cash is not building up materially.
Watch
Operator-hidden records present
Cash flow forecast
| Month | Capital back | Profit | Total inflow |
|---|---|---|---|
| Apr 2026 | BDT 0 | BDT 0 | BDT 0 |
| May 2026 | BDT 0 | BDT 0 | BDT 0 |
| Jun 2026 | BDT 0 | BDT 0 | BDT 0 |
| Jul 2026 | BDT 0 | BDT 0 | BDT 0 |
| Aug 2026 | BDT 0 | BDT 0 | BDT 0 |
| Sep 2026 | BDT 0 | BDT 0 | BDT 0 |
| Oct 2026 | BDT 0 | BDT 0 | BDT 0 |
| Nov 2026 | BDT 0 | BDT 0 | BDT 0 |
| Dec 2026 | BDT 0 | BDT 0 | BDT 0 |
| Jan 2027 | BDT 0 | BDT 0 | BDT 0 |
| Feb 2027 | BDT 0 | BDT 0 | BDT 0 |
| Mar 2027 | BDT 0 | BDT 0 | BDT 0 |
Reinvestment simulator
19.2% basis| Behavior | 6m | 12m | 24m |
|---|---|---|---|
| Hold cash | BDT 117,765 Profit BDT 7,765 Cash BDT 0 | BDT 191,752 Profit BDT 21,752 Cash BDT 0 | BDT 360,730 Profit BDT 70,730 Cash BDT 0 |
| Reinvest capital only | BDT 117,765 Profit BDT 7,765 Cash BDT 0 | BDT 191,752 Profit BDT 21,752 Cash BDT 0 | BDT 360,730 Profit BDT 70,730 Cash BDT 0 |
| Reinvest capital + profit | BDT 117,765 Profit BDT 7,765 Cash BDT 0 | BDT 191,752 Profit BDT 21,752 Cash BDT 0 | BDT 360,730 Profit BDT 70,730 Cash BDT 0 |
Goal planner
Capital target
Simulation basis
Projected
BDT 191,752
Growth
BDT 141,752
Addl. profit
BDT 21,752
Retained cash
BDT 0
Req. / mo
BDT 30
| Milestone | Projected capital | Addl. profit | Retained cash |
|---|---|---|---|
| Now | BDT 50,000 | BDT 0 | BDT 0 |
| 6m | BDT 117,765 | BDT 7,765 | BDT 0 |
| 12m | BDT 191,752 | BDT 21,752 | BDT 0 |
Goal / advisor notes
Best-fit mode
Max return
Scenario basis
Max return scenario
Reinvestment
Reinvest capital + profit
Time to target
1 months
Main blocker
Current pace already covers the stated target.
Next action
Stay disciplined on max return execution.
Recommendation
Current trajectory is ahead of the target. Max return remains the cleanest mode to keep pace without overreaching.