Planner mode
Balanced
Duration bias
Medium bias
Protection bias
Open
Maturity default
Reinvest capital + profit
Allocation form
Cash defaults and caps prefill from these values.
Maturity flow
Next-step default follows reinvestment mode.
Dashboard / analytics
Cash state updates flow through capital views.
Active rules
Avoid > 37m • Prefer smaller tickets
Recommendations
Planner ranking, advisor scenarios, and opportunity memo signals now react to this rule posture.
Overrides
Platform and category caution maps apply as deterministic blocks or penalties, not hidden weights.
Current posture
In-app info+ • External delivery disabled • All categories
Triage
Alerts can now be marked read, dismissed, or restored from the alerts workspace.
External channels
Email and Telegram delivery follow these preferences and only consider actionable alerts.